Terms of Service

1. Platform Purpose

The platform provides software tools for document generation, dispute tracking, reminders, and educational content related to consumer credit reporting.

2. No Legal Advice

Nothing on the platform is legal advice, legal representation, or a substitute for consulting a licensed attorney.

3. User Responsibility

You agree that you will only upload your own documents or documents you are authorized to use, and that you will review all generated materials before sending them.

4. No Guarantee of Outcome

We do not promise score increases, tradeline removals, or specific timing. Accurate and timely negative information may remain on a credit report.

5. Payments and Services

Any subscription or service fee is for software access, workflow tools, and document management features. You should have a written customer agreement and required disclosures before charging consumers.

6. Prohibited Use

You may not use the platform to submit false claims, forged records, deceptive disputes, or documents that misrepresent attorney involvement.