Upload your credit report, find dispute opportunities, and generate consumer-controlled dispute letters instantly.
Four simple steps — no credit repair company, no waiting. You stay in control the whole way.
Illustrative preview. Your report will show your real accounts and numbers.
Upload yours and get your real numbers in seconds.
Traditional credit repair was built for a different era. We built something better.
Six capabilities working together — not one tool doing one thing.
Detect name variants, outdated addresses, and employer mismatches that create identity conflicts across bureaus.
Compare data across Equifax, Experian, and TransUnion to find conflicting account details that support strong disputes.
Every negative item is scored by removal confidence, account age, and approval impact — so you always start with the highest-leverage move.
Upload bureau responses and get instant analysis: verified, updated, deleted, or no-response — with the right next action for each outcome.
When bureaus ignore or verify without proof, the system auto-escalates with CFPB-ready language and method-of-verification demands.
Mortgage brokers, realtors, and auto dealers can offer credit strategy directly to their clients under their own brand.
A continuous cycle — not a one-time letter. Every response makes the next move smarter.
After you upload, we show you the one account with the highest chance of removal — and exactly why it matters.
This account shows inconsistent reporting and may contain inaccurate balance information that is disputable under the FCRA.
Today we generate disputes. Tomorrow we close the entire loop — from bureau response to lender approval.
We scan your full credit file — not just summaries. Every account, every status, every flag.
We identify the account with the highest chance of removal and show you exactly why it matters.
Generate your dispute letter for $2.99. Print it, sign it, mail it. Done in minutes.
Credit Missiles helps users understand their reports, find dispute opportunities, and generate consumer-controlled dispute letters in minutes.
Testimonials reflect individual experiences and are illustrative. Credit Missiles is not a law firm and does not guarantee specific credit outcomes.
A growing network of consumers using AI-powered credit strategy to take control of their credit files.
Your documents are used only to generate your credit strategy and dispute recommendations.
Credit Missiles is not a law firm and does not guarantee specific credit outcomes.
Pay per letter, go unlimited, or run it under your own brand.
Credit Missiles is a self-service tool that empowers consumers to exercise their FCRA dispute rights. We provide workflow software and strategy guidance — you remain in full control of every letter sent.
One scan. One strategy. One letter. $2.99.
No subscription required. No guessing. No waiting.
Free analysis · Letters from $2.99 · No subscription required